Springfield Insurance Defense Lawyer
The proven Springfield insurance defense lawyers at Roberts Perryman are experienced in the effective handling of insurance related lawsuits, as it pertains to Missouri insurance law. Insurance defense focuses on matters of protecting the rights of insurance companies in the defense of claims made by policyholders, typically as a result of a plaintiff filing a lawsuit against his or her insurance carrier after being denied an insurance claim.
The Springfield insurance defense attorneys have experience representing clients in insurance defense matters involving:
- Car Insurance
- Casualty Insurance
- Commercial Insurance
- Consumer Fraud
- Disability Insurance
- Fire Insurance
- First and Third Party Insurance
- First Party Insurance
- Flood Insurance
- General Liability Insurance
- Homeowners Insurance
- Insurance Bad Faith
- Property Insurance
Experienced Springfield Insurance Defense Attorney
The term “insurance” is a contractual agreement; most commonly refers to the instance of an insurance policy, which legally binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to measure the risks of a potential loss from the insured party. This area of insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.
Although there are many different types of insurance in Missouri, their main purpose is to shift the risk of loss from an individual to a broader group. Each person contributes a 'premium' to a collective pool, which is then used to cover losses. If no loss occurs, the premium is not refunded; instead, it serves as a payment for the assurance of protection. When a loss does occur, the financial burden is shared among all contributors to the pool. To ensure these insurance pools are properly maintained and financially sound, the industry in Missouri is subject to strict regulation by both the government and the courts.
Trusted Springfield Insurance Defense Law Firm
The insurance defense attorneys at Roberts Perryman in Springfield, Missouri, are known for a proven track record of successful outcomes. For skilled representation in insurance disputes, contact the experienced team at Roberts Perryman.