Edwardsville Insurance Defense Lawyer
The experienced Edwardsville insurance defense lawyers at Roberts Perryman have a proven track record in effectively handling insurance-related lawsuits under Illinois insurance law. Insurance defense involves protecting the rights of insurance companies in claims brought by policyholders, typically following a lawsuit filed after the denial of an insurance claim.
The Edwardsville insurance defense attorneys have experience representing clients in insurance defense matters involving:
- Car Insurance
- Casualty Insurance
- Commercial Insurance
- Consumer Fraud
- Disability Insurance
- Fire Insurance
- First and Third Party Insurance
- First Party Insurance
- Flood Insurance
- General Liability Insurance
- Homeowners Insurance
- Insurance Bad Faith
- Insurance Defense Litigation
- Property Insurance
Experienced Edwardsville Insurance Defense Attorney
The term "insurance" is a contractual agreement; most commonly refers to the instance of an insurance policy, which legally binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to measure the risks of a potential loss from the insured party. The area of Illinois insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.
Although insurance types vary widely in Illinois, their primary purpose is to transfer the risk of loss from an individual to a larger group. Each person pays a 'premium' into a collective pool, which is used to cover losses. If no loss occurs, the premium is not refunded; instead, it serves as payment for 'peace of mind.' When a loss does occur, the financial burden is shared among those who contributed to the pool. To ensure these pools are properly administered and financially sound, the insurance industry in Illinois is subject to strict regulation by both the government and the courts.
Trusted Edwardsville Insurance Defense Law Firm
The Edwardsville insurance defense lawyers at Roberts Perryman are distinguished by a history of successful recoveries. For experienced representation in an insurance dispute, contact the Edwardsville insurance defense attorneys at Roberts Perryman in Illinois.