Belleville Insurance Defense Lawyer
The proven Belleville insurance defense lawyers at Roberts Perryman are experienced in the effective handling of insurance related lawsuits, as it pertains to Illinois insurance law. Insurance defense focuses on matters of protecting the rights of insurance companies in the defense of claims made by policyholders, typically as a result of a plaintiff filing a lawsuit against his or her insurance carrier after being denied an insurance claim.
The Belleville insurance coverage defense attorneys have experience representing clients in insurance defense matters involving:
- Car Insurance
- Casualty Insurance
- Commercial Insurance
- Consumer Fraud
- Disability Insurance
- Fire Insurance
- First and Third Party Insurance
- First Party Insurance
- Flood Insurance
- General Liability Insurance
- Homeowners Insurance
- Insurance Bad Faith
- Property Insurance
Experienced Belleville Insurance Coverage Defense Attorney
The term 'insurance' refers to a contractual agreement, most commonly in the form of an insurance policy, which legally obligates the insurer to cover all or part of the damages incurred by the insured, as specified in the policy. At its core, the purpose of insurance is to assess and manage the risk of potential loss faced by the insured party. This area of law encompasses both federal regulations and state statutes that govern the business and commercial practices of the insurance industry.
While types of insurance vary widely in Illinois, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a “premium” into a pool, from which losses are paid out. The premium is not returnable if a loss is not suffered; in that case the payment is for ‘peace of mind”. Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry in Illinois.
Trusted Belleville Insurance Defense Law Firm
The insurance defense attorneys at Roberts Perryman in Belleville, Illinois, are recognized for their strong track record of successful outcomes. For trusted and experienced representation in insurance disputes, contact the Belleville insurance coverage defense team at Roberts Perryman.