Christian & Small LLP
One Timber Way
Daphne, AL 36537
Michael A. Vercher
The proven Daphne debtor and creditor lawyers at Christian & Small LLP are experienced in the effective resolution of claims relating to the regulation of monetary debt resolutions in Alabama. Daphne debtor and creditor attorneys are knowledgeable in all areas of general debtor and creditor law, including but not limited to creditors rights and debtors rights claims in Daphne, Alabama. Clients will have the confidence of knowing that their case is being handled by an experienced and knowledgeable Daphne debtor and creditor lawyer.
The Daphne debtor and creditor attorneys have experience representing clients with matters involving:
The focus of Alabama debtor-creditor law involves circumstances where a person or group is unable to pay a monetary debt to another party. States regulate debtor-creditor law in a non-bankruptcy context through state statutory and common law. The federal government has passed the Fair Debt Collection Practices Act to regulate activities of some debt collectors.
Non-bankruptcy debtor-creditor law is governed mainly by state statutory and common law. Harassment, defamation, or other unfair practices in attempts at debt collection may be curbed by tort claims in state court. States also regulate debt collection through statute. Congress has enacted the Fair Debt Collection Practices Act to regulate some debt collectors.
Creditors use judicial and statutory processes to have debts satisfied. Attachment is a limited statutory remedy whereby a creditor has the property of a debtor seized to satisfy a debt. Garnishment allows a creditor to collect part of a debt (for example wages) to satisfy the obligation. Replevin allows a creditor to seize goods, such as a security interest, that he or she has a property interest in, to satisfy the debt. Receivership involves the appointing of a third party by a court to dispose of the debtor's property in order to satisfy the debt.
A local Daphne debtor and creditor attorney should be consulted for specific requirements in your area. The Daphne debtor and creditor lawyers are professional and knowledgeable in understanding the details, facts, complications, and circumstances that arise in a debtor and creditor case.
The Daphne debtor and creditor attorneys at Christian & Small LLP are distinguished by a history of successful debtor and creditor claim recoveries through settlements and verdicts. For experienced representation in a debtor and creditor dispute or for assistance with bankruptcy proceedings, contact the Daphne debtor and creditor lawyers at Christian & Small LLP in Alabama.