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Orange Insurance Defense Lawyer

Consult with a Proven Orange County Insurance Defense Lawyer

The proven Orange County insurance defense lawyers at Lynberg & Watkins, APC are experienced in the effective handling of insurance related lawsuits, as it pertains to California insurance law. Insurance defense focuses on matters of protecting the rights of insurance companies in the defense of claims made by policyholders, typically as a result of a plaintiff filing a lawsuit against his or her insurance carrier after being denied an insurance claim.

The Orange insurance defense attorneys have experience representing clients in insurance defense matters involving:

  • Business Liability Insurance
  • Casualty Insurance
  • Commercial Liability Insurance
  • Consumer Fraud
  • Disability Insurance
  • Fire Insurance
  • First and Third Party Insurance
  • First Party Insurance
  • General Liability Insurance
  • Homeowners Insurance
  • Insurance Bad Faith
  • Property Insurance

Experienced Orange Insurance Defense Attorney

The term “insurance” is a contractual agreement; most commonly refers to the instance of an insurance policy, which legally binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to measure the risks of a potential loss from the insured party. The area of California insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.

While types of insurance vary widely in California, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a “premium” into a pool, from which losses are paid out. The premium is not returnable if a loss is not suffered; in that case the payment is for ‘peace of mind”. Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry in California.

Trusted Orange County Insurance Defense Law Firm

The Orange County insurance defense lawyers at Lynberg & Watkins, APC are distinguished by a history of successful recoveries. For experienced representation in an insurance dispute, contact the Orange insurance defense attorneys at Lynberg & Watkins, APC in California.