Providence Insurance Lawyer

Consult with a Proven Providence Insurance Lawyer

The proven Providence insurance lawyers at McKenney, Clarkin & Estey, LLP are experienced in the effective handling of insurance related lawsuits, as it pertains to Rhode Island insurance law.

The Providence insurance attorneys have experience representing clients in insurance law matters involving:

  • Car Insurance
  • Casualty Insurance
  • Commercial Insurance
  • Consumer Fraud
  • Disability Insurance
  • Fire Insurance
  • First Party Insurance
  • First and Third Party Insurance
  • Flood Insurance
  • General Liability Insurance
  • Homeowners Insurance
  • Insurance Bad Faith
  • Insurance
  • Property Insurance

Experienced Providence Insurance Attorney

The term "insurance" is a contractual agreement; most commonly refers to the instance of an insurance policy, which legally binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to measure the risks of a potential loss from the insured party. The area of Rhode Island insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.

While types of insurance vary widely in Rhode Island, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a "premium" into a pool, from which losses are paid out. The premium is not returnable if a loss is not suffered; in that case the payment is for 'peace of mind". Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry in Rhode Island.

Trusted Providence Insurance Law Firm

The Providence insurance lawyers at McKenney, Clarkin & Estey, LLP are distinguished by a history of successful insurance law recoveries and resolutions. For experienced representation in an insurance dispute, contact the Providence insurance attorneys at McKenney, Clarkin & Estey, LLP in Rhode Island.