International Society of Primerus Law Firms

Insurance Law Firms

Insurance Law Firm Directory

« Back To Practice Area List | Sort List By Location

Law Firm NameLocation
1961 Abogados y Economistas Barcelona Spain
Atchley, Russell, Waldrop & Hlavinka, LLP Texarkana Arkansas
Atchley, Russell, Waldrop & Hlavinka, LLP Texarkana Texas
Barcellos Tucunduva Advogados Sao Paulo Brazil
Bennett Law Firm, P.A., The Portland Maine
Bennett Law Firm, P.A., The New Hampshire
Broedermann Jahn Hamburg Germany
Burch & Cracchiolo, P.A. Phoenix Arizona
Cacheaux Cavazos & Newton Reynosa Mexico
Cacheaux Cavazos & Newton Matamoros Mexico
Cacheaux Cavazos & Newton San Pedro Garza Garcia Mexico
Cacheaux Cavazos & Newton Queretaro Mexico
Cacheaux Cavazos & Newton Ciudad Juarez Mexico
Cacheaux Cavazos & Newton Mexico City Mexico
Cacheaux Cavazos & Newton Tijuana Mexico
Christian & Small LLP Birmingham Alabama
Coleman & Horowitt, LLP Fresno California
Coughlin & Gerhart, LLP Binghamton New York
Danailov, Drenski, Nedelchev & Co./Lex Locus Sofia Bulgaria
Formosan Brothers Taipei Taiwan
Fowler Bell PLLC Lexington Kentucky
Fusthy & Manyai Law Office Budapest Hungary
Giwa-Osagie & Company Ikoyi Nigeria
Guardia Montes & Asociados Costa Rica Costa Rica
Hanol Law Offices Seoul South Korea
Hengtai Law Offices Shanghai China
Koenig & Partners Law Firm Copenhagen Denmark
Lipe Lyons Murphy Nahrstadt & Pontikis, Ltd. Chicago Illinois
MME Legal | Tax | Compliance Zurich Switzerland
Montgomery Barnett, L.L.P. New Orleans Louisiana
Montgomery Barnett, L.L.P. Baton Rouge Louisiana
ONC Lawyers Hong Kong Hong Kong (SAR)
ORYS Law Brussels Belgium
Refalo & Zammit Pace Advocates Valletta Malta
Roe Cassidy Coates & Price, P.A. Greenville South Carolina
Spicer Rudstrom PLLC Nashville Tennessee
Spicer Rudstrom PLLC Chattanooga Tennessee
Spicer Rudstrom PLLC Memphis Tennessee
Thomas J. Wagner, LLC, Law Offices of Philadelphia Pennsylvania
Vatier & Associes Paris France
Wharton Aldhizer & Weaver, PLC West Virginia
Wharton Aldhizer & Weaver, PLC Harrisonburg Virginia
Winder & Counsel, PC Salt Lake City Utah
WINHELLER Attorneys at Law & Tax Advisors Frankfurt am Main Germany

Find a Primerus Lawyer


Primerus Law Firms (A-Z) Primerus Lawyers (A-Z) Primerus Law Firms by Practice Area Primerus Law Firms by Location Primerus Law Firms by Language Map of Primerus Law Firms

Learn More About
Insurance Law

The term “insurance” is a contractual agreement, most commonly in the of an insurance policy, which legal binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to ad-measure the risks of a potential loss from the insured party. The area of insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.

While types of insurance vary widely, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a “premium” into a pool, from which losses are paid out. The premium is not returnable is a loss is not suffered, in that case the payment is for ‘peace of mind”. Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry.

In 1944, Congress enacted the McCarran-Ferguson Act (15 USCS § § 1011), which provided that the laws of the several states should control the insurance business, but that the Sherman Act,the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the “business of insurance”, where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

Insurance Law Resources:

Compendium of Principles of Law Regarding Bad Faith in the Fifty State and D.C – Complied by the Insurance Coverage and Bad Faith Group of the Primerus Defense Institute