International Society of Primerus Law Firms

Insurance Law Firms

Insurance Law Firm Directory

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Firm NameCityState
Christian & Small LLP Birmingham Alabama
Burch & Cracchiolo, P.A. Phoenix Arizona
Atchley, Russell, Waldrop & Hlavinka, LLP Texarkana Arkansas
Coleman & Horowitt, LLP Fresno California
Lipe Lyons Murphy Nahrstadt & Pontikis, Ltd. Chicago Illinois
Fowler Bell PLLC Lexington Kentucky
Montgomery Barnett, L.L.P. Baton Rouge Louisiana
Montgomery Barnett, L.L.P. New Orleans Louisiana
Bennett Law Firm, P.A., The Portland Maine
Robert P. Christensen, P.A. Minneapolis Minnesota
Merkel & Cocke Clarksdale Mississippi
Bennett Law Firm, P.A., The New Hampshire
Coughlin & Gerhart, LLP Binghamton New York
Mellino Law Firm LLC Cleveland Ohio
Handley Law Center, The Oklahoma City Oklahoma
Thomas J. Wagner, LLC, Law Offices of Philadelphia Pennsylvania
Roe Cassidy Coates & Price, P.A. Greenville South Carolina
Spicer Rudstrom PLLC Chattanooga Tennessee
Spicer Rudstrom PLLC Memphis Tennessee
Spicer Rudstrom PLLC Nashville Tennessee
Atchley, Russell, Waldrop & Hlavinka, LLP Texarkana Texas
Winder & Counsel, PC Salt Lake City Utah
Wharton Aldhizer & Weaver, PLC Harrisonburg Virginia
Wharton Aldhizer & Weaver, PLC West Virginia
Masters Law Firm, L.C., The Charleston West Virginia
Firm NameCityCountry
Carroll & O'Dea Lawyers Sydney Australia
Mullins Lawyers Brisbane QLD 4000 Australia
Firm NameCityCountry
ORYS Law Brussels Belgium
Firm NameCityCountry
Barcellos Tucunduva Advogados Sao Paulo Brazil
Firm NameCityCountry
Danailov, Drenski, Nedelchev & Co./Lex Locus Sofia Bulgaria
Firm NameCityCountry
Hengtai Law Offices Shanghai China
Firm NameCityCountry
Guardia Montes & Asociados Costa Rica Costa Rica
Firm NameCityCountry
Koenig & Partners Law Firm Copenhagen Denmark
Firm NameCityCountry
Vatier & Associes Paris France
Firm NameCityCountry
WINHELLER Attorneys at Law & Tax Advisors Frankfurt am Main Germany
Broedermann Jahn Hamburg Germany
Firm NameCityCountry
ONC Lawyers Hong Kong Hong Kong (SAR)
Firm NameCityCountry
Fusthy & Manyai Law Office Budapest Hungary
Firm NameCityCountry
Refalo & Zammit Pace Advocates Valletta Malta
Firm NameCityCountry
Cacheaux Cavazos & Newton Tijuana Mexico
Cacheaux Cavazos & Newton Ciudad Juarez Mexico
Cacheaux, Cavazos & Newton Guadalajara Mexico
Cacheaux Cavazos & Newton Mexico City Mexico
Cacheaux Cavazos & Newton San Pedro Garza Garcia Mexico
Cacheaux Cavazos & Newton Queretaro Mexico
Cacheaux Cavazos & Newton Matamoros Mexico
Cacheaux Cavazos & Newton Reynosa Mexico
Firm NameCityCountry
Giwa-Osagie & Company Ikoyi Nigeria
Firm NameCityCountry
Hanol Law Offices Seoul South Korea
Firm NameCityCountry
1961 Abogados y Economistas Barcelona Spain
Firm NameCityCountry
MME Legal | Tax | Compliance Zurich Switzerland
Firm NameCityCountry
Formosan Brothers Taipei Taiwan

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Learn More About
Insurance Law

The term “insurance” is a contractual agreement, most commonly in the of an insurance policy, which legal binds the insurer to cover the cost of all or any portion of damages suffered by the insured party as defined in the policy. In its essence, the purpose of insurance is to ad-measure the risks of a potential loss from the insured party. The area of insurance law involves the Federal laws and state statutes regulating the business and commercial conduct of the insurance industry.

While types of insurance vary widely, their primary goal is to allocate the risks of a loss from the individual to a great number of people. Each individual pays a “premium” into a pool, from which losses are paid out. The premium is not returnable is a loss is not suffered, in that case the payment is for ‘peace of mind”. Thus, when a loss is suffered, the loss is spread to the people contributing to the pool. To ensure these pools are properly managed and adequately funded, the government and the courts heavily regulate the insurance industry.

In 1944, Congress enacted the McCarran-Ferguson Act (15 USCS § § 1011), which provided that the laws of the several states should control the insurance business, but that the Sherman Act,the Clayton Act, and the Federal Trade Commission Act were applicable to the insurance business to the extent that it was unregulated by state law.

The McCarran-Ferguson Act, broadly speaking, gives states the power to regulate the insurance industry. While state insurance statutes override most federal laws, some portions of federal law (like federal tax laws) are always controlling. To determine whether a particular law governs, the determining factor is whether the issue is related to the “business of insurance”, where state law governs, or whether it is related to peripherals of the industry, such as labor, tax, and securities, where federal law governs.

Insurance Law Resources:

Compendium of Principles of Law Regarding Bad Faith in the Fifty State and D.C – Complied by the Insurance Coverage and Bad Faith Group of the Primerus Defense Institute