Richard L. Angell, Esq.

Rick has more than 30 years experience in insurance coverage analysis, insurance defense, bad faith and coverage litigation. He has an extensive background in all varieties of tort and commercial claims as well as the underwriting and interpretation of insurance policy language. 

Rick specializes in the analysis of coverage issues on personal, commercial, surplus lines and special insurance policies thus mitigating the insurer’s exposure to coverage litigation, bad faith claims and damages. Rick regularly consults on underwriting issues and conducts investigation and analysis of underwriting files to determine the intent and risks represented by the insured. He provides analysis, counsel and opinions in state and federal jurisdictions throughout the United States including Colorado, Wyoming, Montana, Idaho, Utah, Arizona, New Mexico, Texas, Oklahoma, Kansas, Nebraska, North Dakota, South Dakota, Washington, Oregon and Alaska. 

A recognized thought leader, Rick frequently is a speaker at Defense Research Institute, American Bar Association, and International Risk Management Institute sponsored continuing legal education programs. He has served as a regional editor for the Defense Research Institute’s Insurance Law Committee’s newsletter and is the past-chairman of the Publication Subcommittee. His work has been published in The Colorado Lawyer, Chemical Health & Safety,DRI Defense Library Series, DRI Coverage Book Series, Covered Events and For the Defense. 

Articles & Publications

Richard L. Angell, “Researching Insurance Coverage,” Appleman Insurance Law Practice Guide, 2008.

Richard L. Angell, “A Government-Backed Public Reinsurance Corporation.” The Future Of Terrorism Risk Insurance, Defense Research Institute, 2005

Richard L. Angell, “Defining and Refining Personal and Advertising Injury Coverage.” Insurance Claims Institute, Defense Research Institute, April 15-16, 2004

Richard L. Angell, Editor In Chief for Michael Aylward, “Protecting the Privilege,” Defense Research Institute, August 2001

Richard L. Angell, “New Allocation Case in Colorado Assigns Significant Obligations to Policyholder,” For the Defense, Defense Research Institute, April 2000 

Richard L. Angell and Laura W. Trask, “Multiple Triggered Policies – Allocating the Damages,” For the Defense, Defense Research Institute, May 2000

Richard L. Angell and Paul S. White, “Allocation of Long Tail Exposure Coverage Under Occurrence and Claims Made Policies,” Understanding Allocation Monograph, Defense Research Institute, August 1999

Richard L. Angell, “Bob’s Excellent Toxic Adventure,” Chemical Health & Safety, May/June, 1998 

Richard L. Angell, “Commercial General Liability Coverage for Indemnity Agreements,” Construction-Related Insurance Coverage Issues, The Defense Research Institute, November 1997 

Richard L. Angell and Martin Ellis, “What to Do When You Can’t Find the Policy,” Defense Research Institute, August 1995 

Richard L. Angell, contributing author with Katherine Tamblyn, “Billing and the Aura of Professionalism,” The Colorado Lawyer, June 1991 

Richard L. Angell, “The Land Owner’s Liability Statute,” The Colorado Lawyer, February 1989 

Presentations
Richard L. Angell, “Defining and Refining Personal and Advertising Injury Coverage.” Insurance and Coverage Claims Institute, Defense Research Institute, April 15-16, 2004.

Richard L. Angell, “Fortuity and Loss in Progress.” Annual Insurance Coverage Litigation Committee Midyear Program, Tort Trial and Insurance Practice Section, American Bar Association, February 2004

Richard L. Angell, “Whose ISO?,” Insurance Coverage and Claims Institute, Defense Research Institute, May 2002 and at Denver Claims Association September 2002

Richard L. Angell, “On Contracts, Torts and the Moon,” American Bar Association, Tort and Insurance Practice Session, February, 2002

Richard L. Angell, “Analyzing Coverage – Policy Anatomy 101,” Colorado Defense Lawyers Association, August 2001

Richard L. Angell, “Whose ISO?,” Insurance Coverage and Claims Institute , Defense Research Institute, May 2001

Richard L. Angell, “Allocation in Construction Defect Cases,” Defense Research Institute’s Insurance Coverage and Practice Seminar, June 2000 

Richard L. Angell, “Can a Contractor Go Bare! Allocation Issues in Construction Defect Cases,” Defense Research Institute, Insurance Cover and Practice Seminar, June 2000

Richard L. Angell and Laura W. Trask, “Open Book Exam… How the Plaintiff’s Lawyer Can Make Your File Exhibit #1,” Denver Claims Association, February 2000 

Richard L. Angell, “Analyzing Coverage for Construction Defect Claims,” Colorado Claims Association, October 1999 

Richard L. Angell, “Risk Management by Contract and Insurance,” Defense Research Institute’s Construction Litigation, Insurance and Surety Issues Seminar, September 1999 

Richard L. Angell, “Recent Developments in the CGL Policy Form” at the Fourteenth Annual Insurance Coverage and Practice Symposium, Defense Research Institute, December, 1997 

Richard L. Angell, “I.S.O. Commercial General Liability Insurance Program 1996: Substantive Coverage Revisions,” Coverage and Practice Symposium, Defense Research Institute, December 1996 

Richard L. Angell, “New Federal Rules of Procedure and Evidence,” Colorado Defense Lawyers Association, August, 1992 

Richard L. Angell, “Overview of Significant Developments in Colorado Tort and Insurance Law,” Denver Claims Association, January 1991 

Richard L. Angell, “Evolving Concepts of Duty,” Colorado Defense Lawyers Association, August 1990

Practicing: Insurance Coverage, Bad Faith Litigation, Arbitration & Mediation, Under and Uninsured Motorist Claims, Arson and Fraud Investigation and Litigation, Personal Injury Defense, Premises & Construction Liability Claims, Negligent Entrustment, Wrongful Discharge Defense, Insurance Defense, Products Liability Defense